Terms of Service

Last updated: May 15, 2023

Welcome to FinanceCalc. By accessing or using our website, you agree to be bound by these Terms of Service ("Terms"). Please read these Terms carefully before using our services.

1. Acceptance of Terms

By accessing or using the FinanceCalc website ("Service"), you agree to be bound by these Terms. If you disagree with any part of the terms, you may not access the Service.

2. Description of Service

FinanceCalc provides online financial calculators and educational resources for informational and educational purposes only. Our calculators are designed to provide estimates and projections based on the information you input and the assumptions built into our formulas.

3. User Responsibilities

3.1. You are responsible for maintaining the confidentiality of any personal information you input into our calculators.

3.2. You agree to provide accurate and complete information when using our calculators. The accuracy of results depends on the accuracy of the information you provide.

3.3. You agree to use the Service only for lawful purposes and in accordance with these Terms.

3.4. You understand that our calculators provide estimates only and should not be the sole basis for making financial decisions.

4. Intellectual Property

4.1. The Service and its original content, features, and functionality are and will remain the exclusive property of FinanceCalc and its licensors.

4.2. Our calculators, website design, text, graphics, logos, and icons are protected by copyright, trademark, and other intellectual property laws.

4.3. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our website without our prior written consent.

5. User Content

5.1. Our Service may allow you to input information and data to generate calculator results.

5.2. We do not claim ownership of your input data. However, by using our calculators, you grant us the right to use your input data to provide you with calculator results.

5.3. We do not store personal financial information you enter into our calculators beyond the current session, unless explicitly stated otherwise for specific features.

6. Links to Other Websites

6.1. Our Service may contain links to third-party websites or services that are not owned or controlled by FinanceCalc.

6.2. FinanceCalc has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

6.3. You acknowledge and agree that FinanceCalc shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

7. Limitation of Liability

7.1. To the maximum extent permitted by applicable law, FinanceCalc, its affiliates, directors, employees, agents, partners, and suppliers shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

(a) your access to or use of or inability to access or use the Service;

(b) any conduct or content of any third party on the Service;

(c) any content obtained from the Service; and

(d) unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage.

8. Disclaimer

8.1. Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis.

8.2. The calculators and information provided by FinanceCalc are for educational and informational purposes only and do not constitute financial advice.

8.3. FinanceCalc does not warrant that:

(a) the Service will function uninterrupted, secure, or available at any particular time or location;

(b) any errors or defects will be corrected;

(c) the Service is free of viruses or other harmful components; or

(d) the results of using the Service will meet your requirements or expectations.

9. Governing Law

These Terms shall be governed and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law provisions.

10. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

11. Contact Us

If you have any questions about these Terms, please contact us at:

Email: terms@financecalc.com

Mail: FinanceCalc Legal Department, 123 Finance Street, Calculator City, FC 12345